(Published in the Echo Journal, September 22, 29, October 6, 13, 20, 27, 2021, 6t.
(Published in the Echo Journal, September 22, 29, October 6, 13, 20, 27, 2021, 6t.)
NOTICE OF MORTGAGE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN THAT default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 17, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $77,239.65
MORTGAGOR: William D. Nihart and Christine A. Johnson, unmarried
MORTGAGEE: Lakes Area Habitat for Humanity, Inc.
DATE, DOCUMENT NO. and PLACE OF RECORDING: May 30, 2007; Document No. A000526968; Recorder's Office of Cass County, Minnesota.
ASSIGNMENTS OF MORTGAGE: None.
LEGAL DESCRIPTION OF PROPERTY:
The East 256.70 feet of the West 590.00 feet of that part of Government Lot Six (6), Section Thirty Four (34), Township One Hundred Forty Four (144), Range Twenty-Eight (28), Cass County, Minnesota, lying Northerly of the North line of First Avenue as dedicated in the Federal Dam, plat of record, said county and the Westerly extension of said line.
COUNTY IN WHICH PROPERTY IS LOCATED: Cass County.
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $37,789.27
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said County as follows:
DATE AND TIME OF SALE: Tuesday, November 9, 2021, at 10:00 a.m.
PLACE OF SALE: Cass County Sheriff's Office, 303 Minnesota Ave. West, Walker, MN 56484, to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law. The time allowed by law for redemption by said mortgagors, their personal representatives or assigns is 6 months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 9, 2022 unless that date falls on a weekend, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: September 15, 2021.
Lakes Area Habitat for Humanity, Inc.
/s/ Alex D. Kuhn
Alex D. Kuhn, Esq.
Attorney Registration No. 0395479
BREEN & PERSON, LTD.
Attorneys for Mortgagee
124 N. 6th Street, PO Box 472
Brainerd, MN 56401
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
(1)Street address, city and zip code of mortgaged premises: 38 First Avenue East, Federal Dam, MN 56641
(2)Transaction agent; residential mortgage servicer; and lender or broker: Lakes Area Habitat for Humanity, Inc., PO Box 234, 1110 Wright Street, Brainerd, Minnesota 56401.
(3)Tax parcel identification number: 88-034-3115
(4)Transaction Agent's mortgage ID number (MERS number): None
(5)Name of mortgage originator: Lakes Area Habitat for Humanity, Inc.