YOU ARE NOTIFIED THAT default has occurred in the conditions of the following described Mortgage: Information Regarding Mortgage to be foreclosed

1. Date of Mortgage: December 28, 2007

2. Mortgagors: Francis L. McAllister and Susan M. McAllister, husband and wife.

3. Mortgagees: American National Bank of Minnesota.

4. Recording Information: Recorded on January 7, 2008, as Document

Number A000534308, in the office of the County Recorder, Cass County, Minnesota.

5. Assignments of Mortgage, if any: Assigned to N/A. Further assigned to N/A.

Information Regarding Mortgaged Premises 6. Tax parcel identification number of the mortgaged premises: See Exhibit A.

7. Legal description of the mortgaged premises: See Exhibit A.

8. The physical street address, city, and zip code of the mortgaged premises: 2059 32nd Avenue SW, Pine River, MN 56474. Other Foreclosure Data

9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is American National Bank of Minnesota, PO Box 147, 31279 Brunes Street, Pequot Lakes, MN 56472.

10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is American National Bank of Minnesota, PO Box 147, 31279 Brunes Street, Pequot Lakes, MN 56472.

11. The requisites of Minn. Stat. 580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $279,500.00.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $273,544.39.

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Cass County, Minnesota, at public auction on April 20, 2010, 10:00 a.m., at 303 Minnesota Avenue W., Walker, MN 56484.

15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is 12 months after the date of sale.

16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on April 20, 2011.

The time allowed by law for redemption by the mortgagor, the mortgagor's personal representatives or assigns, may be reduced to five weeks if a judicial order is entered under minnesota statutes, SEction 582.032, determining, among other things, that the mortgaged premises are improved with a residential dwelling of less than five units, are not property used in agricultural production, and are abandoned.

Name and address of Attorney for Mortgagee or Mortgage Assignee:

Paul J. Sandelin (188359)

30849 First Street, PO Box 298

Pequot Lakes, MN 56472

(File No. 27123.013)

Name of mortgagee or Mortgage Assignee:

American National Bank of Minnesota

EXHIBIT A

Legal Description: (Cass County, Minnesota)

The West Half of the Northeast Quarter, Section 34, Township 138, Range 30,

Together with a non-exclusive permanent appurtenant easement for roadway purposes, to run with the land, over, under, and across the North 40 feet of the North Half of the Northeast Quarter of the Northeast Quarter, Section 34, Township 138, Range 30.

AND

The Southwest Quarter of the Southeast Quarter, Section 27, Township 138, Range 30.

Tax parcel identification numbers of the mortgage premises:

31-034-1200

31-034-1201

31-034-1300

31-027-4300

This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. The right to verification of the debt and identity of the original creditor within the time provided by law is not affected by this action.

Pine River Journal

March 4, 11, 18 and 25, 2010

April 1 and 8, 2010