YOU ARE NOTIFIED: 1. Default has occurred in the Contract for Deed (ÒContractÓ) dated November 1, 2004 and recorded on July 21, 2005, as Document No. T178653 in the Office of the County Recorder of Crow Wing County, Minnesota, in which Evelyn R. St. Onge, as seller, sold to Wayne A. Nichols and Diana L. Nichols, husband and wife, and Ronald S. Ringwelski and Sharon E. Ringwelski, husband and wife, as purchaser, the real property in Crow Wing County, Minnesota, described as follows:

Lots 1,5,6,8,9, Block 1 and Lots 1,2,3,5,6,7,8,9,10,11,12,14, Block 2, all in St. Onge Estates.

The vendor's interest in said contract was later assigned to the Evelyn R. St. Onge Revocable Trust as set forth in Doc. No. T188699 and the terms of the contract were amended by Doc. No. T199439. The vendee' interest in certain lots was assigned to others as set forth in Doc. Nos. T180583, T179480 and T179481.

Check here if all or part of the described real property is Registered (Torrens)[ x]

2. The default is as follows:

Contract payments

now in default $ 20,000.00

Real estate taxes

not paid $ 976.80

Late Fees $ 0.00

Interest $ 73.97

Total default: $ 21,050.77

3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was ______Dollars ($__ ) and the amount of the purchase price paid by the purchaser is ______Dollars ($__ ), which is ____% of the purchase price, as calculated in the manner required by Minn. Stat. 559.21, subd. 1e.

4.The conditions contained in Minnesota Statutes Section 559.209 have been complied with or are not applicable.

5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDINGS UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURCHASE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE

90 DAYS AFTER

THE FIRST DATE OF PUBLICATION OF THIS NOTICE.

UNLESS BEFORE THEN:

A) THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU:

1) THE AMOUNT THIS NOTICE SAYS YOU OWE; PLUS

2) THE COSTS OF SERVICE (TO BE SENT TO YOU); PLUS

3) $500 TO APPLY TO ATTORNEYS' FEES ACTUALLY EXPENDED OR INCURRED; PLUS

4) FOR CONTRACTS EXECUTED ON OR AFTER MAY 1, 1980, ANY ADDITIONAL PAYMENTS BECOMING DUE UNDER THE CONTRACT TO THE SELLER AFTER THIS NOTICE WAS SERVED ON YOU; PLUS

5) FOR CONTRACTS, OTHER THAN EARNEST MONEY CONTRACTS, PURCHASE AGREEMENTS, AND EXERCISED OPTIONS, EXECUTED ON OR AFTER AUGUST 1, 1985, $421.02 (WHICH IS TWO PERCENT OF THE AMOUNT IN DEFAULT AT THE TIME OF SERVICE OTHER THAN THE FINAL BALLOON PAYMENT, ANY TAXES, ASSESSMENTS, MORTGAGES, OR PRIOR CONTRACTS THAT ARE ASSUMED BY YOU; OR

B) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES.

IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT; YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY.

6. The name, mailing address, street address or location and telephone number of the seller or of any attorney authorized by the seller to accept payments pursuant to this notice is:

J. Brad Person

Attorney for Seller

Breen & Person Ltd.

510 Laurel Street (Street Address)

PO Box 472 (Mailing Address)

Brainerd, MN 56401

(218) 828-1248

This person is authorized to receive the payments from you under this notice.

Date: February 22, 2010

J. Brad Person, Atty. #0296302

Attorney for Seller

Breen & Person Ltd.

510 Laurel Street

PO Box 472

Brainerd, MN 56401

(218) 828-1248

Lake Country Echo

March 4, 11, and 18, 2010