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Home Stretch class offered to first-time homebuyers

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Home Stretch, a first-time homebuyer workshop that takes participants through the entire home buying process, will be offered from 9 a.m. to 6 p.m. Thursday, Jan. 9, at Brainerd Savings and Loan.

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Learn about qualifying for a mortgage, financing a home, credit, shopping for a home, the closing process, basic home maintenance and affordable mortgage products that may be available to first-time homebuyers.

Some affordable mortgage products, government loans, and down payment and closing cost assistance programs may require a buyer to receive a Home Stretch certificate.

Homebuyer education is also offered as an online course. Framework is a new online tool to prepare people for successful homeownership, providing the facts needed to become a knowledgeable buyer. Many lenders have approved Framework to meet homebuyer education requirements. The registration link can be found at www.cmhp.net.

Central Minnesota Housing Partnership, a nonprofit organization providing affordable housing services to the central region of Minnesota, coordinates the Home Stretch workshop. Registration is required, and participants will receive a completion certificate at the end of the workshop.

To register for the online Framework course or the Home Stretch workshop, contact Trista at 320-258-0681. Visit www.cmhp.net for more information.

Pre-purchase counseling is also available by appointment and is strongly recommended prior to taking Home Stretch. This is a free service to anyone who wants to speak with a certified homeownership counselor about their financial situation prior to buying a home.

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