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(Published in the Echo Journal, August 23, 30, September 6, 13, 20, 27, 2018, 6t.) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATE: August 21, 2018. YOU ARE NOTIFIED THAT: 1.Default has occurred in the conditions of the Mortgage dated October 13, 2006, executed by Andrew A. Sanoski and Sandra M. Sanoski (now known as Sandra M. Spielman), husband and wife (“Mortgagor”), to First Minnesota Bank, Monticello Office (“Mortgagee”), and recorded on November 15, 2006 as Document Number 719766 in the office of the County Recorder and as Document No. 187473 in the Office of the Registrar of Titles of Crow Wing County, and modified pursuant to that Modification of Mortgage dated October 21, 2009, recorded on December 10, 2009 as Document No. 0774119 in the office of the County Recorder and as Document No. 0204230 in the office of the Registrar of Titles of Crow Wing County, and further modified pursuant to that Modification of Mortgage dated January 13, 2017 and recorded on January 30, 2017 as Document No. 884504 in the office of the County Recorder and as Document No. T-239743 in the office of the Registrar of Titles of Crow Wing County, Minnesota 2.The Mortgage has been assigned as follows: No assignments. 3.The original principal amount secured by the Mortgage was: $55,000.00. 4.No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5.The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6.At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $50,194.05. 7.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Parcel A (Torrens): Lot Seven (7) of First Addition to Shore Acres, according to the plat thereof on file in the office of the Registrar of Titles in and for said County: excepting and reserving therefrom all iron ores and all other ores, metals and minerals upon, within or under said land together with the right to enter upon the same of any part thereof and explore for, mine and carry away such ores, metals and minerals. Parcel B (Abstract). The West One-Half (W ½) of Lot Eight (8) of the “Subdivision of the Southeast One-Quarter of the Southeast One-Quarter (SE1/4 of SE1/4), Section Thirteen (13), Township Forty-six (46), Range Twenty-nine (29)” according to the plat thereof on file and of record in the office of the County Recorder in and for said county; EXCEPT that part of Lot 8 described as follows: Commencing at the point where the West line of the East 330 feet of Lot 8 and Subdivision intersects the South line of said Lot 8; thence West, assuming bearing 320.14 feet along the South line of said Lot 8 to the East line of the West ½ of said Lot 8 to the point of beginning; thence West 290.00 feet continuing along the South line of said Lot 8; thence North to the North line of said Lot 8; thence easterly along the North line of said Lot 8 to the East line of the West ½ of said Lot 8; thence Southerly along the East line of the West ½ of said Lot 8 to the point of beginning. Check here if all or part of the described real property is Registered (Torrens): will be sold by the Sheriff of Crow Wing County, Minnesota, at public auction on Tuesday, October 9, 2018 at 10:00 a.m. at the Crow Wing County Sheriff’s Office, 304 Laurel Street, Brainerd, Minnesota 56401. 8.The time allowed by law for redemption by Mortgagors or Mortgagors’ personal representatives or assigns is six (6) months after the date of the sale. 9.Time and Date to Vacate Property: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the Mortgagors must vacate the property if the mortgage is not reinstated under Minn. Stat. §580.30, or the property is not redeemed under Minn. Stat. §580.23, is 11:59 p.m. on April 9, 2019, or the next business day if April 9, 2019 falls on a Saturday, Sunday or legal holiday. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Foreclosure Data required by Minn. Stat. Sec. 580.025: 1.Property Address: 21743 County Road 12, Ironton, MN 56455. 2.Transaction Agent, as defined by Minn. Stat. 58.02, subd.30: N/A 3.Name of Mortgage originator, as defined in Minn. Stat. 58.02: First Minnesota Bank, Monticello Office 4.Residential Servicer, Lender or Broker, as defined in Minn. Stat. 58.02: First Minnesota Bank, Monticello Office: 5.Tax Parcel Identification Number: 711020000070009 and 71114000008E009 6.Transaction Agent’s Mortgage ID Number: N/A Attorneys for Mortgagee: Gries Lenhardt Allen, P.L.L.P. David J. Lenhardt (62169) 12725 43rd Street NE, S. 201 St. Michael, MN 55376 Telephone: 763-497-3099 Mortgagee: First Minnesota Bank, MonticelloPO Box 960 106 E. 4th Street Monticello, MN 55382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR